PNB Housing Finance Limited, one of India’s leading housing finance companies, reaffirmed its commitment to supporting homeownership in Maharashtra, with a continued emphasis on enabling customers to benefit from the Pradhan Mantri Awas Yojana (PMAY). As part of its strategic focus on PMAY-U 2.0, PNB Housing Finance is helping families – especially first-time buyers – navigate their home-purchasing journey seamlessly, while supporting the government’s broader ‘Housing for All’ vision.
PNB Housing’s affordable housing solution, Roshni Home Loans, caters to low- and middle-income households aspiring to begin their homeownership journey, particularly in semi-urban and emerging regions of the country. Maharashtra remains a key growth region, supported by a strong network of 47 branches, including 25 dedicated Roshni branches. The company also offers tailored solutions for the informal and self-employed segments through its affordable housing and emerging markets lending solutions, thus widening the reach of housing finance beyond traditional income documentation.
Commenting on the Company’s direction, Jatul Anand, Executive Director, PNB Housing Finance, said: “We deeply appreciate the Government’s visionary initiatives like PMAY-U 2.0, which have transformed the housing landscape and brought people closer to their dream of home ownership. Maharashtra has emerged as one of our most promising growth centres, and we are proud to support the mission of simplifying access to home loans for consumers here. We remain committed to driving financial inclusion by creating awareness among citizens about the PMAY-U 2.0 scheme and enabling interest subsidy benefits, thus contributing to the larger goal of nation building and Viksit Bharat.”
To amplify awareness and encourage adoption of PMAY-U 2.0, PNB Housing Finance will intensify mass-outreach campaigns across Maharashtra, including interactive sessions in semi-urban districts and targeted programmes for listed beneficiaries. These initiatives aim to help aspiring homeowners understand their eligibility, interest-subsidy benefits, and the end-to-end process for availing PMAY-linked loans through trusted lending partners such as PNB Housing Finance.
The Company continues to advance its digital transformation journey, offering a seamless customer experience through a cutting-edge tech stack and omnichannel presence. It recently secured a credit rating upgrade from ‘IND AA+’ to ‘IND AAA’ from India Ratings, demonstrating sustained financial strength and asset-quality improvement. With a roadmap to achieving a ₹1 lakh crore-loan book by FY27 and a pan India network of over 500 branches, PNB Housing Finance remains focused on driving housing-led development.
